KSLU gives an option to choose between Human Rights Law and Law of Insurance during the 3rd Semester of 3 years LLB course and 8th Semester of 5 years LLB courses.
In The Past: Law of Insurance earlier was never an optional subject, but a compulsory paper. Some universities had one paper that had Law of Insurance and Banking Law as a single subject. Human Rights Law on the other hand used to be taught as a part of the International Law in the last Module / Unit.
Deciding: Many students are confused which subject to choose. Some of them choose on the basis of the teacher. Some of them ask which one is easy. Some of them decide on the basis of which subject fetches them good marks. The right way to choose, however, is by examining what your future career goals are. Let me explain.
Law of Insurance: life is unpredictable. There may be health issues or we may have fire at our business place, destroying our livelihood. The system of insurance helps us to lead our life without worry in case something bad happens. For example, if you take a medical insurance, the insurance company pays for your medical expenses. This industry is regulated by law. Mainly two sets of laws – Insurance Act, 1938 and Insurance Regulatory and Development Authority Act, 1999. In this subject “Law of Insurance”, you shall study about the history of insurance, the need for insurance, types of insurance, regulation of insurance business in India, various legislations and case laws dealing with insurance. This course is basically helpful to students, who in the future plan to make a career on the corporate side or plan to get into the field of business laws.
Human Rights Law: this subject covers mainly the theoretical foundations of Human Rights, various Human Rights international conventions / treaties, the Indian legislation that establishes the Human Rights commission and the various cases on human rights. This subject is helpful for students who plan to make a career in litigation focusing on the criminal side. Please note that a lot of criminal cases are actually human rights violations done by the police or the State machinery. The paper is also helpful to the students who want to get into social work / NGOs or wish to work with international human rights organisations in the future. There are many students who wish to do postgraduate studies in criminal laws or human rights. This subject would be helpful for such students.
Conclusion: if you are planning to getting into the corporate side, you may take Law of Insurance. If you wish to get into litigation on the criminal side or wish to work on human rights violations, take Human Rights Law. Do check the syllabus on the official website of KSLU and the previous question papers to get a better idea. You may also check the prescribed books once to get an idea about the content of the subject.
